Know The Threats
Common Scam Types
Scammers are creative, but their playbook has patterns. Understanding these categories is the first step to staying safe.
Phishing
Fraudulent emails, texts, or websites that impersonate trusted organizations to steal login credentials, credit card numbers, and personal information. Phishing is the most common entry point for financial fraud.
Phone / Vishing Scams
Scammers call pretending to be the IRS, your bank, or tech support — creating urgency so you share sensitive information or send money. Many use spoofed caller IDs to appear legitimate.
Investment Scams
Ponzi schemes, crypto fraud, and "guaranteed return" offers that promise easy wealth. These scams often target retirees and first-time investors with sophisticated-sounding pitches.
Identity Theft
When criminals steal your personal data — Social Security numbers, bank details, medical records — to open accounts, file tax returns, or commit other fraud in your name.
Fake Payments
Overpayment scams, fake checks, fraudulent payment apps, and counterfeit invoices. Sellers, freelancers, and small businesses are frequent targets of payment fraud.
Romance Scams
Con artists build fake romantic relationships online, then exploit trust to request money for "emergencies," travel, or medical bills. Victims lose an average of $10,000 or more.
Tech Support Scams
Pop-ups, calls, or emails claiming your computer is infected. Scammers gain remote access to install malware, steal data, or charge for unnecessary "repairs."